Your key 2 Credit Repair
Your key 2 Credit Repair!
7 ideas from First Colony Mortgage to help you organize and prepare to buy your first home!
·Meet with a Loan Officer at First Colony Mortgage.
·Create a financial Plan.
·Know your credit history, assess your ability to make payments.
·Calculate your monthly house payment.
·Make a plan to get your credit in shape if necessary and establish a budget.
·The total amount you will need is the sum of your down payment and your closing cost.
·If you have less than 20% down you will need private mortgage insurance (PMI).